H&R Block Bank

 
           Checking
 
H&R Block Bank knows you need options. Whether you're looking to earn interest on your cash, hassle-free checking or an account to suppport your business, we have a solution for you. Choose from one of three account options below.

Account Options

Block Checking
Our basic checking account assesses no monthly service charge for accounts with direct deposit or those maintaining a minimum average daily balance of $300.* Access your account for free, 24 hours a day via the internet or telephone. Access your funds through a national network of ATMs. Account features include:
  • Free, unlimited check writing
  • Free online access to your account
  • Free online bill payment**
  • Availability of Overdraft Protection LOC***
  • FDIC insurance (up to $100,000)

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Block Interest Checking
Earn interest on your money with our interest bearing checking account. It requires $25.00 to open and there are no monthly service charges when you maintain a minimum balance of $500.00.
Account features include:
  • Free online access to your account
  • Free online bill payment**
  • Availability of Overdraft Protection LOC***
  • Free, unlimited check writing
  • FDIC insurance (up to $100,000)

Apply Now
View Current Interest Rates



Block Business Account
At H&R Block Bank, our business checking account is more competitive than what you will find at large commercial banks. You can open an account with only $25. Account features include:
  • Free online access to your account
  • Analyzed or non-analyzed accounts †
  • Wire transfer services
  • ACH origination
  • FDIC insurance (up to $100,000)

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* $10 monthly fee assessed after 15 months of inactivity until account balance becomes active again. Transfer fees apply to savings account transfers.

** The first 10 bills per statement cycle will be paid at no charge. Each subsequent bill will incur a $.50 charge.

*** H&R Block's overdraft line of credit provides a pre-approved limit, to cover the checks you have written, when needed. Funds are transferred from your credit line to your checking account in $100 increments. Your overdraft line of credit will accrue interest daily until paid. Minimum payments will be deducted from your checking account each month. You may pay your entire balance at any time in person, over the phone, online or by mail.

† Non analyzed accounts require a minimum daily collected balance of $1000 per statement cycle to avoid the $10 charge. Analyzed accounts have applicable earnings credit. Other fees or charges may apply. Available to sole proprietors, partnerships, corporations and LLCs.