H&R Block Bank |
H&R Block Bank knows you need options. Whether you're looking to earn interest on your cash, hassle-free checking or an account to support your business, we have a solution for you.
Features offered on ALL H&R Block Bank checking accounts:
Block Checking
Straightforward checking that's simple to maintain. Keep an average daily balance of $300, or sign up for direct deposit to avoid monthly service fees4. Plus, get free unlimited check writing.
Block Interest Checking
Get the convenience of a checking account with the benefit of earning interest on your entire balance. Keep an average daily balance of $500 to avoid monthly service fees4. Plus, get free unlimited check writing.
View Current Interest Rates
Block Business Account
We provide a simple business checking account that will help you run your business. Keep an average daily balance of $1,000 to avoid monthly service fees4. We also offer wire transfer services.
- online access with optional online bill pay1
- overdraft protection LOC2
- monthly refund up to $6 on non-H&R Block ATM transaction fees3
- FDIC insured up to $250,000
Block Checking
Straightforward checking that's simple to maintain. Keep an average daily balance of $300, or sign up for direct deposit to avoid monthly service fees4. Plus, get free unlimited check writing.
Block Interest Checking
Get the convenience of a checking account with the benefit of earning interest on your entire balance. Keep an average daily balance of $500 to avoid monthly service fees4. Plus, get free unlimited check writing.
View Current Interest Rates
Block Business Account
We provide a simple business checking account that will help you run your business. Keep an average daily balance of $1,000 to avoid monthly service fees4. We also offer wire transfer services.
1The first 10 bills per statement cycle will be paid at no charge. Each subsequent bill will incur
a $0.50 charge.
2H&R Block's overdraft line of credit provides a pre-approved limit, to cover the checks you have written, when needed. Funds are transferred from your credit line to your checking account in $100 increments. Your overdraft line of credit will accrue interest daily until paid. The line of credit is subject to credit and underwriting approval. Minimum payments will be deducted from your checking account each month. You may pay your entire balance at any time in person, over the phone, online or by mail.
3Fees may be charged by the other participating bank in the ATM transaction.
4$5.95 will be assessed to a Block Checking and $10 will be assessed to a Block Interest or Block Business Account if these requirements are not met.
2H&R Block's overdraft line of credit provides a pre-approved limit, to cover the checks you have written, when needed. Funds are transferred from your credit line to your checking account in $100 increments. Your overdraft line of credit will accrue interest daily until paid. The line of credit is subject to credit and underwriting approval. Minimum payments will be deducted from your checking account each month. You may pay your entire balance at any time in person, over the phone, online or by mail.
3Fees may be charged by the other participating bank in the ATM transaction.
4$5.95 will be assessed to a Block Checking and $10 will be assessed to a Block Interest or Block Business Account if these requirements are not met.