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| H&R Block Bank offers a variety of loans to meet your needs. |
Loan Options
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Residential Mortgage Loans
No matter how unique your situation, we can help find a solution that is best for you!
- Adjustable Rate Mortgages
We offer a wide variety of competitive adjustable-rate mortgage loans. Several
programs are available with low or no out-of-pocket expenses. Lower your down
payment on the purchase of a home or maximize the equity in your current home with
our 90 percent loan-to-value mortgage. Enjoy the flexibility of managing your
money with no escrow requirements for property taxes or homeowner's insurance and
without the additional cost of Private Mortgage Insurance. You may choose from
several rate-adjustment periods ranging from one, three, five, seven and even ten
years.
- Home Equity Loans
Make the most of your home's equity with a Block Home Equity Loan. Choose from a
revolving line of credit or a single advance. You can get an H&R Block Bank
Home Equity Loan no matter where you have your first mortgage. Borrow against the
equity in your home to consolidate debt, buy a new car, pay for college tuition or
almost anything else - it's your decision. You'll enjoy a low rate, the interest
is usually tax deductible*, and your loan always stays with us. Access your funds
conveniently by simply writing a check.
- Fixed Rate Mortgages
A fixed rate mortgage guarantees the interest rate will remain the same over the
life of the loan. This offers you the security of knowing the principal and
interest portion of your monthly payment will not change.
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Consumer Loans
Whether you need a vacation, have an unexpected expense or need to consolidate bills, we can help. H&R Block Bank offers consumer loan products designed to help you weather life's changes and demands.
- Overdraft Line of Credit
Add a Personal Line of Credit to your H&R Block Bank checking account so that you are ready to
take advantage of a great opportunity or cover an emergency. There is no
collateral required, and you can use your line all at once or a little at a time,
paying interest only on the money you use.
- Certificate of Deposit Loans
Need a vacation but don't want to use your credit card? Want to consolidate
some of your bills without paying high interest rates? Get a fixed rate and term
loan secured by your H&R Block Bank Certificate of Deposit.
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* Consult your tax advisor
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