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H&R Block Bank

 
Savings
Savings

With highly competitive interest rates, an H&R Block Bank savings account will help you build a nest egg in a way that fits your need.


Savings

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Features offered on ALL H&R Block Bank savings accounts:
  • Free ATM Card
  • Online access
  • Highly competitive interest rates
  • FDIC Insured up to $250,000
  • $25 minimum to open2
  • Interest earned on entire balance
  • Unlimited deposits, including payroll and individual deposits

Block Savings Account
Saving money is made easy with an H&R Block Bank Savings account. Maintain a minimum daily balance of $100 to avoid monthly service fees.3
  • Earn interest on low balances
  • Six free withdrawals each quarter1
  • Monthly refund up to $4 on non-H&R Block ATM transaction fees4

View Current Rates

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Block Money Market
Enjoy the benefits of saving and limited check-writing ability with an H&R Block Bank Money Market account. Maintain a minimum daily balance of $1,000 to avoid monthly service fees5.
  • Earn interest on low balances
  • Get tiered interest rates
  • Get monthly refund up to $6 on non-H&R Block ATM transactions4

View Current Rates



H&R Block Emerald Savings
H&R Block now offers a savings account called the H&R Block Emerald Savings™ account which is accessed using the H&R Block Emerald Prepaid MasterCard®. The Emerald Savings account is also offered by H&R Block Bank through H&R Block tax offices and allows you more ways to access your money. Not only do you have access to ATMs worldwide, but now you have the added convenience of being able to transfer funds from your savings account to your H&R Block Emerald Card® and can spend those dollars anywhere MasterCard® debit cards are accepted.

Learn More About H&R Block Emerald Savings

1 Otherwise limited to 6 transfers per statement period. Fees may apply if these limits are exceeded.
2 $10 minimum to open minor account (ages 17 and younger). Fees apply for transfers from savings to checking. Fees do not apply to minor accounts. Fees may reduce earnings.
3 The account will be charged a $3 fee if the average daily balance falls below $100 during the statement cycle.
4 Fees will apply under some circumstances. ATM networks may have daily withdrawal limits. The H&R Block Bank ATM card is issued by H&R Block Bank, a Federal Savings Bank, member FDIC
5 This account is restricted to no more than 6 withdrawals per month. A $10 fee will also be charged in any month in which the average daily balance falls below $1,000.
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  • NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
    COVERAGE FOR TRANSACTION ACCOUNTS

    All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

    The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

    For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.