H&R Block Emerald Advance® Line of Credit
The Emerald Advance line of credit provides quick access to credit year-round. Use it for emergencies, car repairs, bills and other short-term needs.
The Emerald Advance is part of a suite of year-round banking products, including the H&R Block Emerald Prepaid MasterCard® and H&R Block Emerald Savings® account.** One suite of products, so many possibilities ...
Benefits of the Emerald Advance
Maintain an Existing Emerald Advance Year-round
If you meet one of these criteria above, you will be notified via your monthly statement, which will show the new credit limit. There is no need to reapply.
- Access your transferred funds with the H&R Block Emerald Card®
- Ability to save money by avoiding more expensive financial services, like check cashers or payday loans
- Ability to pay down the balance on the line of credit with a portion of your tax refund
- Significantly lower fees than payday lenders
- Get an Emerald Savings account when you open a line of credit and access your line of credit year-round
Maintain an Existing Emerald Advance Year-round
A client who received an Emerald Advance during the 2009-2010 promotional period (November 2009 through Jan. 14, 2010) can continue to access it year-round if they pay down the balance to $0 by Feb. 15, 2010, and have established one of the following methods to maintain their line of credit.
- Make a deposit to your Emerald Savings account (minimum $300, maximum $1,000); OR
- Establish payroll direct deposit to your Emerald Card®.
If you meet one of these criteria above, you will be notified via your monthly statement, which will show the new credit limit. There is no need to reapply.
Auto-payment
H&R Block Bank offers an optional automatic payment plan that is a convenient way for you to make your monthly payment on your Emerald Advance and help you avoid late charges.
Download the Emerald Advance Auto-Payment Request Form
Frequently asked questions about Emerald Advance
Locate an office near you or call 1-800-HRBLOCK for more information.
Frequently asked questions about Emerald Advance
Locate an office near you or call 1-800-HRBLOCK for more information.
*The Emerald Advance line of credit subject to credit and underwriting approval.
**Banking services, line of credit and H&R Block Emerald Prepaid MasterCard® offered through H&R Block Bank, a Federal Savings Bank, Member FDIC. Fees apply. Products offered only at participating offices. MasterCard® is a registered trademark of MasterCard International, Incorporated. H&R Block Emerald Card, H&R Block Emerald Savings and H&R Block Emerald Advance are trademarks of HRB Innovations, Inc. This product may not be available at some locations. Emerald Card product may be covered by 1 or more of the following U.S. Patents: 6,000,608, 6,189,787, 7,072,862, 7127,425, and 7,177,829.
**Banking services, line of credit and H&R Block Emerald Prepaid MasterCard® offered through H&R Block Bank, a Federal Savings Bank, Member FDIC. Fees apply. Products offered only at participating offices. MasterCard® is a registered trademark of MasterCard International, Incorporated. H&R Block Emerald Card, H&R Block Emerald Savings and H&R Block Emerald Advance are trademarks of HRB Innovations, Inc. This product may not be available at some locations. Emerald Card product may be covered by 1 or more of the following U.S. Patents: 6,000,608, 6,189,787, 7,072,862, 7127,425, and 7,177,829.